News

9
Jul

Sizzlin’ Summer Series: PART 3

Sizzlin’ Summer Series: PART 3 What does Summer remind you of? Maybe it’s the feeling of jumping into a cool pool after a day in the summer heat; or maybe it’s the sound of the ice cream truck as you are bolting out the door with whatever change you could get your hands on. From lazy days in air conditioning

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1
Jul

Do You Know Life Insurance Isn’t Just for Death Protection?

When most people think about life insurance, what usually comes to mind is settling final expenses and providing financial support for your loved ones. That is what life insurance is commonly used for, but there are other benefits of life insurance other than for protection at death: Estate Planning. If you have a large estate and want to ensure that

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1
Jul

Financial Interdependence: A New Way of Defining Adulthood?

Early adulthood is assumed to be a time of becoming financially independent. But an October 2018 study conducted by Agewave reveals that many adults ages 18-34 are not economically independent despite their adulthood. Many still rely on the financial support of their parents or extended family. The study reveals complex reasons leading to financial interdependence; something not experienced by earlier

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1
Jul

Pre-Wedding Money Talks- Asset Protection and a Prenup?

Couple’s spend many hours planning and a significant amount of money on their wedding, but personal finances and protecting assets deserve just as much attention and planning. When both parties are in agreement on discussing their finances, reviewing credit reports, and asset and liability information, long term asset appreciation and protection should take priority before the wedding day. The most

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1
Jul

Annuities and Market Risk: What You Need to Know

Market risk is something all investors worry about, but those close to retirement have limited time to recover from the loss. If you’re within ten years of retirement, your investments are at a critical stage to continue to gain value and avoid loss. Without thinking through the dynamics of gains and losses, investors leave themselves open to market risk that could prematurely

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10
Jun

Meet the New Generation of Annuities

There’s a change in the way annuities are being developed, led in part by the insurance industry and financial advisors. This new generation of annuities make it easier for advisors and clients to understand the annuity’s underlying investments in the indexed market, are priced better, and many now offer a fee-based structure. The new pricing is an added benefit to

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10
Jun

2018 Was a Great Year for Fraud?

2018 was a record year for fraud in the U.S. and twenty-one other countries, according to Experian’s 2019 Global Identity and Fraud Reporthttps://www.experian.com/decision-analytics/global-fraud-report.html released earlier this year (February 2019). As the digital world advances, so does fraud. Today, digitization of services from banking to online shopping has made us more vulnerable to fraud, and more reluctant to building trust online. Online fraud

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10
Jun

Can Your Retirement Plan Pass a ‘Stress Test?’

In our working years, we work and save toward retiring someday, creating our retirement story. Our story may include daily golfing, living somewhere different, or participating in activities we enjoy each day that help to fill our minds with a picture of our retirement. But the plan of relocation and nonstop action should be stress tested to ensure they are possible, primarily

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10
Jun

Social Security Retirement Benefits Funding: Time to Fix the Problem?

In the world of retirement planning, Social Security retirement benefits, referred to as Old Age and Survivors Insurance by the Social Security Administration (OASI), are still included as a source of income in retirement, but should it be? For those Americans that will retire after 2035, the future of receiving their projected full retirement monthly benefit looks bleak – OASI

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7
Jun

Sizzlin’ Summer Series: PART 2

Sizzlin’ Summer Series: PART 2 The official start of Summer – June 21st – is right around the corner. As we cruise into part two or our Sizzlin’ Summer Series, we will make a splash with the best cities to retire in 2019. Get your Hawaiian shirts on, coolers filled, and beach towels ready, because here come the Top 4

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